Author: Elda Hamaker

Many people blame their lack of traveling on money issues or having small children, but the thing you must remember is it is entirely possible to book fabulous family holidays on a modest budget, you just need to do some research and some penny pinching where it counts! After coming back from our road trip in the USA, staying in RV parks in New Orleans I learned a lot about budgeting to share with you all. Here is a list of a few things to keep in mind when planning your next trip. Plan in advance The earlier that you book the cheaper your flights and accommodations will be! There are many travel agencies, online companies and services that offer package deals for groups or families. They often include flights, hotels, and transportation all in one sum. Every company differs but this is a great way to save money and to take away some of the stress of figuring out the minute details yourself. The internet has opened up a whole new world of savings for trips because websites and travel agencies often offer “Red hot” or “Flash” deals that can sometimes cut prices in half! Planning in advance ensures you will explore your options and figure out what is the best deal for your family’s budget. Some popular booking websites worth checking out include; Travelocity, Expedia, Hotwire, Orbitz,...

Outsourcing is not just for the big conglomerates, small businesses can also benefit from allowing an outside firm to manage control of some aspects of a growing entrepreneurial business. Outsourcing is a global business that is more than suitable for a small, growing enterprise. One of the main reasons for businesses outsourcing to an umbrella company is cost. Put simply, outsourcing is an accessible and cost-effective tool that results in businesses reporting rapid growth and productivity whilst still maintaining the all-important bottom line. How do you know when your business is ready for outsourcing? There is no definite answer as each company is unique and individual but for small businesses there are some signs to look for. Is your company developing at a rate that requires more manpower but at the same time doesn’t warrant hiring a full time employee? Are your current staff under enormous pressure, undertaking tasks which leave them little time to do the job they were actually employed to do? What aspects of the business can be outsourced? There are several aspects to outsourcing, from the mundane day-to-day tasks, such as accounts payable, data entry and stock keeping, to the more specialized knowledge, such as IT support systems. An entrepreneur may also like to consider outsourcing for a specialist advisor to come in a few times per year to offer advice in fiscal planning –...